Forecasting Non Performing Assets for Indian Banking Sector
Rinku Sharma Dixit1, Shailee L. Choudhary2
1Dr. Rinku Sharma Dixit*, Department of Business Analytics & Data Sciences, New Delhi Institute of Management, New Delhi, India.
2Prof. Shailee Choudhary, Department of Business Analytics & Data Sciences, New Delhi Institute of Management, New Delhi, India.
Manuscript received on November 13, 2019. | Revised Manuscript received on 24 November, 2019. | Manuscript published on December 10, 2019. | PP: 5292-5298 | Volume-9 Issue-2, December 2019. | Retrieval Number: A4894119119/2019©BEIESP | DOI: 10.35940/ijitee.A4894.129219
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Abstract: The Banking sector is considered backbone of the economy and has an essential role to play in the development of a nation. The persistent rise in Non-Performing Assets (NPAs) of the Indian banking sector now has become a cause for concern for the economy. The governmenst in developing countries such as India push for financial inclusion, leading to increase in the risk associated with bank’s asset. With this backdrop, this paper has been designed to analyze the problem of NPAs in the Indian banking system. This paper shall explore unique method to forecast the NPAs in Indian banking system in 2019 by using Tableau Software. To enable the said research the following variables, such as, Interest rates in relation to inflation rates, GDP & per-capita income, the banking norms as given the RBI and BASEL norms and studying the existing Gross and net NPAs of banks; are used. The focus is to design a model that would play a pivotal role for forecasting the future NPAs with reference to the Indian banks.
Keywords: Non Performing Assets(NPA), four key words or Phrases in Alphabetical Order, Separated by Commas.
Scope of the Article: Construction Economics